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Bankruptcy News - State residents rush to file Chapter 7 procedures before tougher rules over erasing debt take effect

State residents rush to file Chapter 7 procedures before tougher rules over erasing debt take effect
Arizona Republic - As a tougher bankruptcy law loomed just weeks away, the number of Arizonans seeking to wipe away their debts surged. Filings for Chapter 7 bankruptcy protection, which allows consumers and businesses to liquidate most debts, climbed 39.2

Filings up ahead of bankruptcy changes
The Sentinel - many debt-ridden consumers across the country are scrambling to declare chapter 7 bankruptcy before that deadline

TransMeridian halts flights nationwide
AP via Florida Times-Union - The airline plans to file for Chapter 7 bankruptcy within a few days, said Frank Fraboni, a company spokesman

New Law Will (Bankruptcy News) Make Bankruptcy Filing Harder

New Law Will Make Bankruptcy Filing Harder
Lakeland Ledger, FL - Oct 2, 2005 Court records. The concern among many debtors is that access to a Chapter 7 bankruptcy will disappear under the new law. While that's

Katrina survivors face Oct. 17 deadline of bankruptcy law
Times Daily, AL - Sep 20, 2005 Most of the remaining money - if there is any - goes to creditors. The Chapter 7 bankruptcy discharges all debts immediately. Jernigan

Bankruptcy law changes effective Oct. 17
St. Louis Post-Dispatch, MO - Oct 2, 2005 Old: Chapter 7 bankruptcy had vague provisions to define who might be too wealthy to seek to liquidate assets, pay off some debts and have remaining debts

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MySanAntonio - at an Austin hotel that had promised hurricane victims and others debt elimination in exchange for a $5,000 deposit

Attorney General Shuts Down Operation Targeting Hurricane Evacuees
KFYO Radio - Attorney General Shuts Down Operation Targeting Hurricane Evacuees Monday, October 3, 2005 at 4:31pm Texas Attorney General Greg Abbot announced Monday his office has shut down a debt-elimination seminar targeting hurricane victims.

Debt-elimination plan agreed upon
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Bankruptcy News - An Overview of Chapter 7 Bankruptcy

An Overview of Chapter 7 Bankruptcy
Learn how Chapter 7 bankruptcy works. Chapter 7 bankruptcy refers to the chapter of the federal statutes (the Bankruptcy Code) that contains the

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Bankruptcy News - How new law toughens bankruptcy provisions

How new law toughens bankruptcy provisions
The Buffalo News - Sep 25 6:12 AM
Here are the key changes in bankruptcy that take effect Oct. 17. There's a new test for measuring a debtor's ability to repay. People with insufficient assets or income can still file a Chapter 7 bankruptcy, which if approved by a judge erases debts entirely after certain assets are forfeited.Save to My Web

Bankruptcy Filing Flurry Seen As New Law Nears
The Denver Channel - Oct 04 3:40 PM
DENVER -- The last day of September set a record for filings at the U.S. Bankruptcy Court in Denver, officials say. There were 433 new cases on Friday, the highest single-day number in the court's history, Bankruptcy Clerk Brad Bolton told the Rocky Mountain News.Save to My Web

New Bankruptcy Amendments Restrict Consumer Bankruptcies
Queens Chronicle - Oct 06 9:15 AM
New changes to bankruptcy laws come into effect October 17th. Heavily lobbied by the banks, 30 years in the making, the primary focus of this legislation is to stamp out abuses in consumer bankruptcies.Save to My Web

MidAmerica Airport loses carrier
Southern Illinoisan - Sep 30 8:49 AM
Financially struggling TransMeridian Airlines has halted its flight operations nationwide, including to and from MidAmerica Airport near St. Louis, leaving the suburban airfield with scheduled service from only one passenger carrier.Save to My Web

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Bankruptcy News - Economic Policy and Debt

Economic Policy and Debt
Multilateral Debt Relief -- The Enhanced HIPC Initiative Avoiding the Need for Repeated Debt Relief Implemented in spring 2005, by the World Bank and

IMF, World Bank Advance Debt-Relief Pact
As the finishing touches were applied yesterday to a debt-cancellation plan for poor nations such as Zambia and Honduras, participants in international

Factsheet - Debt Relief Under the Heavily Indebted Poor Countries
The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and

Bankruptcy. Personal Bankruptcy Information (Bankruptcy News) for All States. Filing

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"Personal" Bankruptcy Disappearing
"Personal" Bankruptcy seems far less fitting a title with the new bankruptcy law.

Personal Bankruptcy: A Literature Review
Empirical Research on the Factors Leading to Personal Bankruptcy. The empirical literature on personal bankruptcy is voluminous, but researchers have made

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False promises target hurricane victims (Bankruptcy News)

False promises target hurricane victims
Daily Texan, TX - Oct 4, 2005 Abbott's office. The company, Bankopp.com, advertised its debt-elimination promises on a Web site and over the radio, Kelley said. The

Senate finance chair wipes $50,000 SEC debt over summer
The Good Five-Cent Cigar (subscription), RI - Sep 14, 2005 Mills added that because the summer senate did not vote on the issue, the full senate would not discuss or vote on the debt elimination.

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Taken to court for credit card debt
Bankrate.com - Sep 13, 2005 5. Get bankruptcy protection and either pay it through a Chapter 13 reorganization or a Chapter 7 debt elimination. My choice for you would be No. 3 or No. 5.

Financial leaders agree on debt-elimination plan
Houston Chronicle, United States - Sep 25, 2005 WASHINGTON Financial leaders, wrapping up three days of talks today, nailed down a landmark plan to wipe out poor countries' debt and explored ways to

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Asset Protection Expert Kevin Wessell of Companies Inc. Says New Bankruptcy Laws Mean Shielding One's Assets More Than
[Press Release] PR Web via Yahoo! News - Sep 30 12:00 AM
Los Angeles (PRWEB) September 30, 2005 -- "Asset protection (lawsuit protection) is more important now than it has been in the history of the US," asserts Kevin Wessell, the asset protection expert and who heads LA-based Companies Incorporated.Save to My Web

AFRICA: Slow progress towards MDGs
AlertNet - Sep 13 11:21 AM
JOHANNESBURG, 13 September (IRIN) - Although several of the world's regions have made significant progress in achieving the UN Millennium Development Goals (MDGs), sub-Saharan Africa remains the exception, appearing to move backward rather than forward.Save to My Web

Financial leaders agree on debt-elimination plan
Hindustan Times - Sep 26 3:08 AM
Financial leaders, wrapping up three days of talks on Sunday, nailed down a landmark plan to wipe out poor countries' debt and explored ways to limit the fallout from rising energy prices.Save to My Web

Taken to court for credit card debt
Bankrate.com - Sep 13 4:10 AM
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Bankruptcy News - Finance officials tackle energy prices, debt relief at annual meeting

Finance officials tackle energy prices, debt relief at annual meeting
CBC - Finance officials tackle energy prices, debt relief at annual meeting 03:34 PM EDT Sep 24 BETH surging energy prices and pushed a debt-relief plan for poor countries

Finance Ministers of 184 Countries Endorse G8 Debt Relief Plan
World Bank - Ministers of 184 Countries Endorse G8 Debt Relief Plan Also available in: Spanish Press ConferenceWolfowitz agreement on financing of the debt relief promise put forward by G7

Debt-Relief Plan Gains Key Support At World Bank, IMF
World Bank - The endorsements, during a series of weekend meetings in Washington, DC, make the debt-relief offer all but final. The executive boards of both institutions could meet as early as this week to seal the deal, reports The Wall Street Journal. Debt-Relief Plan Gains Key Support At World Bank, IMFCulminating more than a year of effort by

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Financial leaders agree (Bankruptcy News) on debt elimination plan, tackle energy cost issues

Financial leaders agree on debt elimination plan, tackle energy cost issues
Starkville Daily News - The path to complete debt relief has now been cleared,' World Bank President Paul Wolfowitz said.

Debt-elimination plan agreed upon
Northwest Herald - agreed on debt cancellation, developed a strategy on energy prices, and struggled with other economic issues.

Financial leaders agree on debt-elimination plan
Mohave Valley News - hurricanes, could affect global growth.

State stymies seminar that offered to end debt
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Bankruptcy News - Bankruptcy - Resource Center

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Flood of (Bankruptcy News) bankruptcy filings to beat law

Flood of bankruptcy filings to beat law
Seattle Times - Oct 05 12:36 AM
Two weeks before a new, more restrictive national bankruptcy law goes into effect, financially strapped Americans are rushing for protection...

Isle bankruptcies triple
Honolulu Star-Bulletin - Oct 01 7:23 AM
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Tougher laws on debt could prove costly
San Francisco Chronicle - Oct 02 12:45 PM
More people than ever before missed credit card payments in the second quarter, and consumers are almost certainly deeper in debt today now that the third quarter has come to a close. That's the word from the American Bankers Association, which knows a...

A rush to file bankruptcy (Bankruptcy News)

A rush to file bankruptcy
The Charlotte Observer - Oct 04 12:56 PM
File bankruptcy now -- before the law changes! That's the message -- or exhortation -- that attorneys are making across the country, in TV commercials, print ads and mailings, urging Americans to seek bankruptcy court protection before a new law makes it harder for them to walk away from their debts.

Record Credit Card Delinquencies In Q2 As Gas Prices Squeeze Poorer Shoppers
Investor's Business Daily via Yahoo! News - Sep 28 4:00 PM
The number of delinquent credit card accounts rose to a record high in the second quarter as higher gas prices took a bigger chunk out of consumers' wallets, said a bank trade group Wednesday.

In a rush to file
Tri-City Herald - Oct 02 2:39 PM
Kennewick attorney Greg Dow knows there are good reasons to file for bankruptcy, and there are bad reasons, and advises people to think hard before taking that financial step of last resort.

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Concert aims to raise poverty awareness (Bankruptcy News)

Concert aims to raise poverty awareness
The Daily Tar Heel - Oct 02 1:51 PM
This Friday, UNC-Chapel Hills Polk Place will play host to a Live 8 concertthe local manifestation of a sweeping international movement to combat poverty.

IMF, World Bank Advance Debt-Relief Pact
Washington Post - Sep 24 9:04 PM
As the finishing touches were applied yesterday to a debt-cancellation plan for poor nations such as Zambia and Honduras, participants in international financial meetings were voicing alarm that reckless lending may be leading other countries down the path to insolvency.

IMF offers $73bn in debt relief
The Age - Sep 25 12:12 PM
THE International Monetary Fund's policy-making committee has agreed to a global debt relief proposal that would wipe away as much as $US55 billion ($A73 billion) in debt for as many as 37 poor nations.

Financial leaders agree on debt-elimination plan (Bankruptcy News)

Financial leaders agree on debt-elimination plan
Houston Chronicle - Sep 25 3:15 PM
Financial leaders, wrapping up three days of talks today, nailed down a landmark plan to wipe out poor countries' debt and explored ways to limit the fallout from rising energy prices.

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Mohave Valley News - Sep 26 1:12 AM
Business ( top ) Financial leaders agree on debt-elimination plan WASHINGTON (AP) - Financial leaders, wrapping up three days of talks on Sunday, nailed down a landmark plan to wipe out poor countries' debt and explored ways to limit the fallout from rising energy prices.

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Financial leaders agree on debt-elimination plan, discuss rising energy prices
Canadian Press via Yahoo! News - Sep 25 3:30 PM
WASHINGTON (CP) - World finance officials, wrapping up three days of talks on Sunday, nailed down a landmark plan to wipe out poor countries' debt and explored ways to limit the fallout from rising energy prices.

AFRICA: Slow progress towards MDGs
AlertNet - Sep 13 11:21 AM
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'Most States See Leap in Bankruptcy Filings '
Kiplinger.com - Sep 23 2:13 PM
(AP) - State-by-state figures reflecting the surge in U.S. personal bankruptcy filings that began about six months ago, when Congress passed a new bankruptcy law that takes effect Oct. 17 (numbers show the percentage increase in March 1-Sept. 17 from the same period in 2004, a near-record year for filings): Alabama: 6 percent (24,900 filings) Alaska: 34 percent (1,057) Arizona: 14.8 percent

New Law Doesn't Stop All Consumers From Seeking Protection
The Ledger - Oct 02 6:11 AM
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Law gives bankruptcy a makeover
Richmond Times-Dispatch - Oct 01 8:26 PM
If you're planning on filing for bankruptcy, you better do it in the next couple of weeks. Or, so goes the hype. Otherwise, you will be forced into a repayment plan instead of a liquidation, where all debts are forgiven.

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Gurnee Review - Sep 22 5:16 AM
Like blood from a turnip. About a dozen people who say they gave thousands of dollars to Northbrook home remodeler Fred Resnick and got little in return came up empty again at his first personal bankruptcy hearing last Thursday.

New bankruptcy (Bankruptcy News) law imposes more burdens on Katrina survivors

New bankruptcy law imposes more burdens on Katrina survivors
San Jose Mercury News, United States - Sep 7, 2005 President Bush signed into law April 20, allows only people who earn less than their states' median income to file for Chapter 7 bankruptcy protection, which

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Robinson, wife officially in involuntary Chapter 7 bankruptcy
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Today more people than ever are turning to personal bankruptcy as a way of solving their financial problems. Although there was a small drop in the number of bankruptcies filed from 1998 through

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only way out? You re not alone. In year 2004, more than 1.6 million people filed for personal bankruptcy in the United States, reports the Administrative Office of the U.S. Courts. That s a 600

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World Bank-IMF talks face bargaining on debt relief (Bankruptcy News)

World Bank-IMF talks face bargaining on debt relief
AFP via Yahoo! News - Sep 24 8:59 AM
IMF and World Bank policymakers have opened a two-day annual meeting under mounting pressure to put the finishing touches to an ambitious debt relief scheme targeting the world's most impoverished nations.

KEYS LEARNING TO BALANCE POLITICS AND MUSIC: Singer praises Kanye; will visit Africa in Dec. to oversee her foundation.
Eurweb - Oct 03 12:17 AM
*Kanye West was able to poke fun at his infamous George Bush outburst during his appearance on Saturday Night Live last weekend, but one of his music industry colleagues continues to take the performers bravery as a serious sign of activism among her generation.

Prepaid Home Lines a Booming Business
RedNova - Oct 03 1:47 PM
THE business of providing home phone lines to people refused connections by the likes of Telecom and TelstraClear is booming.

IMF approves debt relief
Sunday Times - Sep 25 8:05 AM
EIGHTEEN of the poorest countries will have their debts to the International Monetary Fund wiped out after rich countries bridged their differences that threatened a pact signed earlier this year.

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Bankruptcy News - Bankruptcy May Be a Smart Move Before Law Changes

Bankruptcy May Be a Smart Move Before Law Changes
Bloomberg - Sep 25, 2005 26 (Bloomberg) -- We're all vulnerable to financial disasters that can lead to personal bankruptcy, whether they involve natural disasters, divorce, illness

More UAW workers bankrupt
DetNews.com, MI - Sep 18, 2005 Personal bankruptcy rates in the state rose to an all-time high last year when more than 63,700 residents sought protection from creditors.

Bankruptcy ban
Daytona Beach News-Journal, FL - Sep 18, 2005 lawyers say. People have started clogging their offices, hoping to get personal bankruptcy cases filed before the deadline. "We've

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FRB: Supervisory Letter SR 04-3 on debt elimination scams -- January 28, 2004
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Bankruptcy News - Bankruptcy, Bankruptcy Chapter 7, Chapter 11 Bankrupcty, Chapter 13 Bankruptcy

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Station Owners Seek Bankruptcy Protection (Bankruptcy News)

Station Owners Seek Bankruptcy Protection
Westerly Sun - They are broke.'The Derderians filed for Chapter 7 bankruptcy protection, which usually leads to the liquidation of

MMI: The Bankruptcy Abuse Prevention and Consumer Protection Act; Indebted Consumers Are in for a Change
Business Wire - can now bring a motion to dismiss a Chapter 7 bankruptcy if the debtor's income is greater than would be shifted from a Chapter 7 bankruptcy to five-year repayment

Diving into bankruptcy
Lawrence Journal-World - I really do," said Marshall, who reluctantly filed for Chapter 7 bankruptcy protection late last month

Bankruptcy News - Rush to beat new bankruptcy laws

Rush to beat new bankruptcy laws
New York Daily News - By DAVE CARPENTERTHE ASSOCIATED PRESS Monday, September 26th, 2005 File bankruptcy now - before the law changes! biggest reform in bankruptcy law in a generation, personal bankruptcy filings have jumped this month to the highest on

Bankruptcy Law Relief Sought for Victims
San Francisco Chronicle - a rush to the courthouse, as new personal bankruptcy filings under the more lenient current law also requires everyone filing for personal bankruptcy to take courses in credit

Bankruptcy now an option
Northwest Herald - to financial disasters that can lead to personal bankruptcy, whether they involve natural disasters, divorce, illness

Bankruptcy: The Next Chapter:
The Beacon News - By Dave Carpenter THE ASSOCIATED PRESS CHICAGO - File bankruptcy now - before the law changes! bankruptcy law in a generation, personal bankruptcy filings have jumped this month to the new limitations on filing for personal bankruptcy, including barring those with above

Dodging debt now more difficult
Clarion-Ledger - Or they'll have to wait longer to get it.The law that goes into effect Oct. 7 cases currently more than 70 percent of personal bankruptcy cases will decline.TowerGroup also said credit card

It'll soon be harder to erase your debt (Bankruptcy News)

It'll soon be harder to erase your debt
Seattle Times - Oct 02 2:58 AM
The most sweeping rewrite of the U.S. Bankruptcy Code in a quarter century, making it harder for debtors to erase credit-card and other...

Change in Law Spurs Bankruptcy Filings
AP via Yahoo! News - Sep 24 11:32 AM
File bankruptcy now before the law changes! That's the message or exhortation that attorneys are making across the country, in TV commercials, print ads and mailings, urging Americans to seek bankruptcy court protection before a new law makes it harder for them to walk away from their debts.

New bankruptcy law requires credit counseling
Bankrate.com - Sep 27 4:15 AM
Starting Oct. 17, the road to bankruptcy will run through consumer credit counseling agencies. Provisions in the new bankruptcy law mandate credit counseling before a bankruptcy can be filed and a personal financial management seminar before a bankruptcy is complete.

Cruelty alleged at horse rescue outfit (Bankruptcy News)

Cruelty alleged at horse rescue outfit
Rocky Mountain News, CO - Sep 23, 2005 three years. But Stiffler said it's not easy to keep the business afloat. "I'm in personal bankruptcy and foreclosure. I've put

Rainbow about to go under
Ukiah Daily Journal, CA - Sep 30, 2005 The seven partners of Rainbow Construction Company are "seriously considering" going out of business and filing personal bankruptcy, co-owner and project

Relief from bankruptcy law sought for storm victims
Richmond Times Dispatch, VA - Sep 13, 2005 courthouse. New personal bankruptcy filings under the more lenient current law surged to a record 458,597 in the second quarter.

Ex-McCook boss files for bankruptcy
Chicago Tribune, United States - Sep 13, 2005 Controversial entrepreneur Michael W. Lynch has filed for personal bankruptcy, almost four years after the acrimonious collapse of his once-prominent aluminum